Insurance coverage

DC Klinieken has contracts with all healthcare insurers for 2025, ensuring that all treatments covered by basic insurance will be reimbursed. However, please be aware of your deductible. Some treatments may also be reimbursed by your supplementary insurance. Check your supplementary policy to see if this applies.

A referral from your GP or attending physician is required for all treatments covered by basic insurance before you can make an appointment with us. This referral is necessary for the costs to be reimbursed by your health insurer. You can check whether a referral is needed for specific treatments under the “Practical Information” tab on each examination page.

Some care, such as plastic surgery, will be reimbursed by your health insurer in case of a ‘medical indication’. This means that there has to be a medical necessity to undergo this treatment. Are you unsure whether this applies to your situation? Please read your healthcare insurance policy or contact us.

We have contracts with all health insurers, but not all types of care are covered under these agreements. In most cases, your care will still be reimbursed. We operate with a compensation scheme, which means you submit our invoice to your health insurer. You will then only pay us the amount that is reimbursed to you.

Alternatively, you can sign an authorization (deed of assignment). With this authorization, we will handle the financial aspects, submitting the invoice directly to your insurer, who will pay us directly.

Please note that MRI scans are not included in the compensation scheme. We have made specific arrangements with health insurers for MRI scans.

If you are insured with Menzis and seeking pain care at DC Klinieken, please be aware that this care is not covered by the compensation scheme. Depending on your policy, Menzis reimburses a percentage of the current market rates, and you will be responsible for paying the difference. Menzis sets the rate, so please contact them for more information on these rates.

For patients with VGZ insurance, pain care and neurology treatments are also subject to specific arrangements, and the compensation scheme does not apply. Please check with VGZ for the details regarding coverage.

In some cases you will have to (partially) pay the costs for a treatment yourself. This depends on your healthcare insurer and your policy. Please see the costs of your treatment on the page Overview of rates.

If you choose a treatment with us that is covered by basic insurance, a compulsory excess will apply. In 2025, the standard excess is €385 for individuals aged 18 or older. This amount must be settled with your health insurer. Please note that all healthcare institutions have a compulsory excess; this is not exclusive to DC Klinieken.

Do you still have questions about the costs of care in DC Klinieken or reimbursements from your healthcare insurer? If so, please contact us by 088 0100 936 (accounts and collection department). We will be happy to help you.